§ DMA · DORA COMPARISON

DMA vs DORA: Where They Overlap and Conflict

3 overlaps, 0 conflicts and 2 gaps mapped between DMA and DORA in the Fontvera regulatory corpus.

Summary

DMA and DORA both apply across European business activity, but they were drafted at different times with different policy goals. This page summarises every article-level crossref between the two in the Fontvera corpus.

3 overlaps mean the same conduct triggers obligations in both regimes — design controls once, document twice. 0 conflicts mean the two regulations push in opposite directions on a specific question. 2 gaps mean one regulation leaves something on a topic the other addresses.

Who this applies to
Compliance teams who need to map a single control framework onto both DMA and DORA.
Compliance deadline
§ Detail

In depth

Summary statistics

Overlaps: 3 · Conflicts: 0 · Gaps: 2

5 article-level crossrefs catalogued between DMA and DORA from the Fontvera EU regulatory corpus. Article numbers are verbatim from the underlying obligation_crossrefs table; descriptions are extracted, not paraphrased.

All crossrefs between these regulations

Article (A)Article (B)TypeSeverityDescription
DMA Art 11DORA Art 11overlaplow[entity affected: Gatekeepers that are also Financial Entities] Both regulations require annual reporting and updating of compliance or business continuity plans. DMA Art 11 requires gatekeepers to up
DMA Art 15DORA Art 13overlaplow[entity affected: Gatekeepers that are also Financial Entities] Both regulations mandate annual updates or reporting on specific operational aspects. DMA Art 15 requires gatekeepers to update audited
DMA Art 21DORA Art 17overlapmedium[entity affected: Gatekeepers that are also Financial Entities] Both regulations impose obligations to provide information and access to data to authorities. DMA Art 21 requires undertakings to provid
DMA Art ?DORA Art ?gaphigh[entity affected: ICT Third-Party Service Providers serving Gatekeepers] DMA focuses on gatekeeper obligations and DORA on financial entities, leaving a gap in direct regulatory oversight for non-fina
DMA Art ?DORA Art ?gaphigh[entity affected: Gatekeepers providing financial services] There is no clear coordination mechanism defined between DMA enforcement (Commission) and DORA supervision (National Competent Authorities/E

Overlaps explained

No conflict-type crossrefs were catalogued for this pair, but the 3 overlaps below mean a single control can be designed to satisfy both regulations at once. Plan the controls jointly to avoid duplicate effort:

Which regulation takes precedence

EU law does not lay down a universal precedence rule between DMA and DORA. In practice three resolution approaches apply: lex specialis (the more specific provision wins when both purport to govern the same conduct); regulator guidance (EDPB, EBA, ESMA and the AI Office have all issued joint readings on overlapping articles — check the most recent applicable opinion); and document the choice (when the regulations leave the call to the controller, the audit defence is your written reasoning, not the regulator's silence). Where the corpus surfaces a conflict rather than an overlap, treat that as an escalation path to legal — not a control-design question.

What this means for your compliance team

Treat the 3 overlaps as design opportunities — one control, two regulatory anchors. Treat the 0 conflicts as escalation paths to legal: the regulations themselves don't resolve them, you do, and you document the reasoning. The 2 gaps point at scenarios where one regulation is silent while the other speaks — assume the regulator who has the explicit rule will win.

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§ What Fontvera found

Documents in our corpus

§ Cross-references

Related Fontvera intelligence

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